Buying Bitcoin with a Self Managed Super Fund

Dedicated SMSF account

While many Australians build up their superannuation in a standard industry or retail fund, having a self-managed super fund (SMSF) gives you much greater control over your super. With Bitaroo, you can increase your superannuation with bitcoin purchases - as part of a long-term strategy to grow your wealth.

Multiple ways to buy Bitcoin – Express, Trade and OTC

Through a dedicated Bitcoin exchange like Bitaroo, it’s easier than ever to buy bitcoin, whether that’s express purchases, bitcoin trades or over-the-counter (OTC) bitcoin transactions. Bitaroo makes it easy to buy bitcoin with your SMSF.

Compliant annual statements

Self managed super funds don’t have to be complicated or intimidating. In fact, Bitaroo makes it so much easier to ensure you remain SMSF compliant with annual statements accessible to every user for their accounting needs.

API Access

Whether you are buying Bitcoin or updating your details, security is of the utmost importance. Bitaroo has API access for a fully functional platform that is user-friendly and extremely secure.

Support You Can Trust

Bitaroo is proud to offer support you can trust—whenever you need it. Whether you’re buying bitcoin or ensuring that your SMSF is compliant, you can rely on Bitaroo for exceptional support for your Bitaroo account.


It’s always important to do your research before setting up a self-managed super fund, or before buying bitcoin:

there are some important things to know.

Self-managed super funds need to be:

Benefits of Buying Bitcoin with a SMSF

Here are three of the main benefits of purchasing bitcoin with your SMSF:

1. Healthy tax breaks:

In Australia, SMSF regulations declare that income is taxed at 15% while long-term gains at just 10%. Any income earned from assets held within a retirement

2. Hedge against other markets:

Buying Bitcoin is one way you may be able to hedge against the more traditional investing markets, providing a long-term store of value.

3. Grow your nest egg:

With your SMSF able to purchase bitcoin, you can grow your super balance for a more comfortable retirement.


1Can you invest your SMSF into Bitcoin?
Yes, you can buy Bitcoin with a SMSF. However, you will need to abide by all the ATO regulations regarding Australian superannuation and Bitcoin. Importantly, any Bitcoin purchases must belong solely to your SMSF, and not be mixed in with your personal assets.
2What are the associated regulations for a SMSF buying bitcoin?
The Australian Tax Office outlines three key compliance requirements for acquiring bitcoin with your SMSF. The bitcoin investment must:
  • be allowed under the fund’s trust deed;
  • be in accordance with the fund’s investment strategy; and
  • comply with the same regulatory requirements as apply to other investments – as set out in the Superannuation Industry (Supervision) Act (SISA) and Superannuation Industry (Supervision Regulations (SISR).
3Are there risks buying Bitcoin with self-managed super funds?
As with any type of purchase, there are inherent risks to buying Bitcoin. It is up to you to conduct your own due diligence and ensure that your decision to buy Bitcoin with your SMSF is part of your overall SMSF investment strategy.